JP
Jan PetersIncoming call · 0:00
Referral, wants advice
The AI assistant for your brokerage.
You are with a client while another one has water coming through the ceiling: scoco takes the claim.
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Example: scoco, the AI assistant, takes a new enquiry for a brokerage and books an advice meeting, reports a running loss straight to the number the broker set, filters a cold call, puts an existing client through, speaks the caller’s language and sends the summary by text or email. scoco never confirms cover.
You know the moment
they hang up.
Class of cover, what happened, date, callback number — a claim report you can open the case with.
Your client rings twice a year. The second time, it’s a fire.
Whoever reaches voicemail during a claim calls the insurer direct — and finds that works too.
- Losses must be reported without delay. Two days on voicemail come back to you.
- After a storm, many call in one morning — and you can serve one of them.
- The new client who rings in the evening after a comparison site does not ring again tomorrow.
For comparison
- €5,534
- An office assistant who reliably answers the phonea month, plus employer contributions, plus holiday, plus sick days
- from €49
- scoco.aia month, answers at eight in the evening too
Median full-time salary, Germany, insurance and financial services clerk (Kaufleute für Versicherungen und Finanzanlagen) · Entgeltatlas of the Federal Employment Agency (Bundesagentur für Arbeit), retrieved 15.08.2026
Example scenario
What is at stake with an unanswered claim call?
Commission on the policies affected€1,440a year — book that is at stake, not book that is gone
Share of your book1.5per cent of your policies
scoco.ai: from €49 per month (plus VAT).
A scenario with your own numbers — move the sliders.
Hear for yourself
what your reception sounds like.
24 voices, women and men: ten German, fourteen with an accent of their own. You choose the name and tone. Calls start in German; when a caller switches language, the voice you chose switches with them. Here, they speak English.
Annikacalm & assured
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Lenayoung & friendly
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Marleneserene & calm
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Tobiasreassuring & professional
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Jonaseven-tempered & warm
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Floriancourteous & measured
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Stefanlively & quick-witted
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Reinhardolder, deep & gravelly
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Konradgentle & soft
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Matthiasenergetic & clear
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Imogenbright & unpretentious
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Victoriapoised & refined
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Irispatient & reassuring
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Gracecalm & sure
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Laylawarm & attentive
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Norayoung & chatty
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Poppyfresh & natural
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Manonsmooth & playful
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Yanacalm & clear
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Reiddeep & calm
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Owendeep & unhurried
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Julienwarm & quick-witted
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Nigellively & clear
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Aaravcomposed & courteous
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Starts in German — switches mid-call when needed:
- German
- English
- French
- Italian
- Spanish
- Portuguese
- Dutch
- Russian
- Hindi
- Japanese
- Turkish
- Arabic
- Polish
- Ukrainian
- Romanian
- Croatian
- Greek
- Bulgarian
- Czech
- Slovak
- Hungarian
- Swedish
- Danish
- Norwegian
- Finnish
- Chinese
- Korean
- Vietnamese
- Indonesian
- Malay
- Filipino
- Tamil
Answers from your own information.
Availability, documents, the claims route. Whether something is covered, scoco never says — you check.
- Office Mon–Fri, 9 am to 5 pm
- Claims: photos by email
- Evening appointments too
- Car proof via the office
- Parking in the courtyard
“What do you need for my water damage?”
Please send photos by email. I’ll take the claim down in full now.
Reachable without sitting in the office.
Your number stays, call forwarding takes about 10 minutes. You decide when scoco answers.
When you are with a client
Forwarding from office and mobile. The report is on your phone before you are back in the car.
Evenings and weekends
Water damage keeps no office hours, and new clients compare in the evening.
As a front office
Existing clients ring through as always; sales calls land in the inbox.
Honest, before you ask.
What is connected today, and what scoco will not do.
Your broker management software
- blau direkt (Ameise)on request
- Assfinet (AMS)on request
- Lutronikon request
- VIAS, Professional workson request
No broker software connected. For the claim it changes nothing: you open the case yourself anyway — scoco brings it to you complete and at once.
scoco never confirms cover
- No confirmation of cover — not as a guess, not as “usually”.
- Nothing about policy terms, premiums, excess or deadlines.
- No advice under the VVG or § 34d GewO, no product recommendation.
- No eVB number, no certificate, no information about policies to callers.
Honest and simple.
Client data that is never createdHealth, financial and claims data, often in the same call. scoco records nothing — only transcript and summary, with fixed deletion periods.
- You keep your number.Set up call forwarding once, about 10 minutes. We can do it together on the phone.
- FalkensteinServers in Germany.Our own infrastructure, speech recognition and language model in the EU, speech output partly via a US provider (reply texts only). Transcripts instead of call recordings.
- AI disclosure built in.Every caller hears in the greeting that an AI is speaking — as the EU AI Act requires.
- 4 weeks free€49per monthClear pricing.4-week free trial, then from €49 per month (plus VAT). Every plan on the pricing page.See all plans
Frequently asked questions
An AI must not confirm cover.
It doesn’t. Every question about whether something is covered gets the same answer: your broker will look at it, I’ll take everything down. It records and prioritises, nothing more — in this business that is the value.
My clients want to talk to me, not a machine.
They still do. scoco answers when you are with the next client — otherwise it would be voicemail. Your client knows the report has arrived, and you call back with the full picture.
After a storm everyone calls at once.
Then scoco takes several calls at the same time instead of being engaged after the first. By evening you have complete reports in the inbox, sorted by urgency.
How does scoco know a claim is urgent?
From what the client says and from the phrasings you have marked as urgent. scoco reports the urgent case to your number at once; for personal injury or acute danger it refers to 112 and 110 under your rule.
What about my broker management software?
It is not directly connected, with no provider on the market. The report comes by text and email and sits in the team inbox — you open the case as before, just with every detail.
What happens to client data?
No call recordings, only transcript and summary with fixed deletion periods. Servers in Falkenstein, speech recognition and language model in the EU, speech output partly via a US provider (reply texts only). scoco gives no information about policies.
What does it cost?
From €49 per month, net. Four weeks free. Cancel monthly, no setup fee.
From now on, someone
always picks up.
Call our demo business and hear for yourself what your reception sounds like.
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4-week free trial. Or call the demo right now: +49 621 490799-14